Parenting

Planning

Pregnancy during Residency

Paperwork: EI & Beyond

  • •  Child Tax Credits

Return to Work

  • •  Childcare

Infertility

Adoption

Mom Talk

UBC Policy

Workshop Slides

Leave

Maternity Leave

Maternity Leave – Birth Mothers only

Leave

Income

Benefits

PAR-BC

17 weeks

Weeks 1 & 2: 85% of normal weekly earnings, paid by employer (See SEB Memorandum of Understanding)

Weeks 3 – 17: Top up of EI benefits and other earnings to 85% of normal weekly earnings

Continue as if the resident is not absent. Contact payroll to arrange payment of your portion while you are leave

EI

17 weeks

Weeks 1 & 2: $0 to account for 2 week waiting period

Weeks 3 – 17: The basic benefit rate is 55% of your average insured earnings up to a yearly maximum insurable amount, as of 2014, the maximum yearly insurable earnings amount is $48,600.  This means you can receive a maximum payment of $514 per week.

If you work while on maternity leave, your earnings will be deducted dollar for dollar from your benefits.

Your EI payment is taxable income; federal and provincial taxes will be deducted.

none

Total

17 weeks

Weeks 1 & 2: 85% of normal weekly earnings

Weeks 3 – 17: 85% of normal weekly earnings (85% paid by employer minus EI amount and any other income). Contact payroll for more information

Same as during residency, contact payroll to arrange payment

Working while on Maternity Leave:

All earnings while receiving EI maternity benefits are deducted dollar for dollar. As such, if an R1 on maternity leave earns an extra $200 a week while on maternity leave, the $200 is deducted from the total amount available from the combined EI and Employer top up amount of 884.25. The resident would receive $314 from EI and $370.25 from the Employer.

Time

Parental Leave

Parental Leave – Birth Mothers

Leave

Income

Benefits

PAR-BC

35 weeks

$0

Continue as if the resident is not absent. Contact payroll to arrange payment of your portion while you are leave

EI

35 weeks (access to this leave is shared with your partner if applicable)

$514* (See note about working while on parental leave)

none

Total

35 weeks

$514/week

Same as during residency, contact payroll to arrange payment

 

Parental Leave – Fathers, Adoptive Parents

Leave

Income

Benefits

PAR-BC

37 weeks, plus 2 days to attend the birth of the child

$0

Continue as if the resident is not absent. Contact payroll to arrange payment of your portion while you are leave

EI

up to 35 weeks (access to this leave is shared with your partner if applicable), only one parent must serve the 2 week EI waiting period, so if your partner already fulfilled that during maternity leave, it does not need to be served again. Leave can be taken concurrently.

$514* (See note about working while on parental leave)

none

Total

37 weeks

$514/week for up to 35 weeks

Same as during residency, contact payroll to arrange payment

 

* Working while on Parental Leave

If you work while receiving EI Parental Benefits you can earn up to $50 per week, or 25% of your weekly benefit (125.25) whichever is higher

However there is currently a pilot project in place (August 5 2012 – August 1 2015) that works as follows:

  • If you earn less than 90% of your normal weekly earnings, your benefits are reduced by a rate of 50% of your earnings
  • If your earnings exceed 90% of your normal weekly earnings, the amount is deducted dollar for dollar.

Example: A R1 resident on paternity leave earns $800 a week while receiving parental benefits, EI will therefore reduce the benefit amount by 400 dollars, paying the resident 114 per week, while they keep the 800 dollars they earned.

If the same resident were to earn $1000 a week while receiving parental benefits, the amount is reduced dollar for dollar by EI, paying the resident $0, while they keep the $1000 they earned.